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Pre-Grant Publication Number: 20080319847

Platform for loyalty services

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Prior Art Detail

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#336LOYALTY PROGRAM SERVICE

Applies to Claims 1,10,11,12,13,15,17,18,19,2,3,4,5,6,8,9

Submitted by: Ashish JogiLast updated: over 4 years ago

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Summary / Description

Summary / Description	In one implementation, a proposal is formed containing at least one parameter for the loyalty program in accordance with a predetermined set of business rules for a loyalty program associated with a transaction processing system. The invention discloses system and method comprising an interface for inputting loyalty parameters so as to achieve specific goals through the loyalty program.

Basic Information

Type of Prior Art	Issued Patents - US

Country	Unknown or unspecified country

Patent/Application #	WO 2008027925

Kind Code	United States (US) - United STATES Patent - A

Patentee Name	FORDYCE et al.

Relevant Pages, Columns, or Lines	Abstract; P 3, L 1-15; P4, L24

URL	http://www.wipo.int/pctdb/en/wo...

Filing Date	August 31, 2006

Additional Information	This reference is published on June 3, 2008 but has the earliest priority as August 31, 2006.

Notes / To Do

Notes

Excerpt

Excerpt

SUMMARY Phases in a life cycle of a loyalty program are facilitated from creation to implementation to refinement. In one implementation, a proposal is formed containing at least one parameter for the loyalty program in accordance with a predetermined set of business rules for a loyalty program associated with a transaction processing system. The proposal is transmitted to a collaborative constituent. A response is received to the transmitted proposal from the collaborative constituent having a favor or disfavor position of the collaborate constituent to at least one parameter for the loyalty program and, optionally, containing a different parameter for the loyalty program. A reply is formed to the received response. The reply is transmitted to a collaborative constituent, and there is received a negotiated set of parameters for the loyalty program to which all collaborative constituents have communicated favor. As such, the communicated favor for the negotiated set of parameters forms a negotiated agreement to the negotiated set of parameters, and the negotiated agreement is communicated to at least one loyalty program implementer for the remaining collaborative constituents.

Relevance

Claims

A system comprising:a loyalty user interface module comprising a processor and a computer readable storage medium having code stored thereon to direct the processor to,

receive an input from a consumer defining a parameter of a loyalty program; and

communicate the parameter to a loyalty engine in communication with a payment processing network.

Relevance

Refer to Abstract: It talks about payment processing system, loyalty parameters, Loyalty program implementer (Loyalty Engine). Page 4, Line 24-29 disclosed the platform to be accessible via network. Paragraph bridiging page 15 and 16 discloses loyalty parameters so as to achieve specific goals/benefits through the loyalty program. Paragraph bridging page 5 and 6 discloses the interface for inputting parameters of a loyalty program. Paragraph bridging page 9 and 10 discloses the list of loyalty program parameters that can be inputted/used by the collaborative constituents of the loyalty program for customized benefit or interest.

Claim Chart

All

The system of Claim 1 wherein the loyalty user interface module is located remote from the consumer and is configured to receive the input over a computer network.

Relevance

Paragraph bridging pare 17 and 18 and Lines 5-15 on page 18 disclose interface located remote from the consumer to receive input through computer network. Page 26 lines 11-19 also disclose interface located remote from the consumer to receive input through computer network.

Claim Chart

All

The system of Claim 2 wherein the loyalty user interface module is located with the loyalty engine.

Relevance

Paragraph bridging page 17 and 18, Page 18 Lines 5-15 and Page 26, Lines 11-19 disclose interface located with the loyalty engine.

Claim Chart

All

The system of Claim 2 wherein the loyalty user interface module is located with a merchant.

Relevance

Paragraph bridging page 17 and 18, Page 18 Lines 5-15 and Page 26, Lines 11-19 disclose interface located with the merchant.

Claim Chart

All

The system of Claim 1 wherein the loyalty user interface module is located in a device of the consumer.

Relevance

Paragraph bridging page 17 and 18, Page 18 Lines 5-15 and Page 26, Lines 11-19 disclose interface located with the device of the consumer.

Claim Chart

All

The system of Claim 1 wherein the computer readable storage medium further comprises a second code configured to determine whether the parameter violates a constraint.

Relevance

Page 19, Lines 27-35 disclose the features of determining whether the parameter violates a constraint (business rules).

Claim Chart

All

The system of Claim 1 wherein the parameter relating to structure of the loyalty program is selected from a points-based structure of the loyalty program, a discount-based structure of the loyalty program, a time-limited structure of the loyalty program, entry into a sweepstakes program, qualification for the receipt of free merchandise or gifts, or a geographic limited structure of the loyalty program.

Relevance

Paragraph bridging page 9 and 10 describes parameters relating to structure of the loyalty programs.

Claim Chart

All

The system of Claim 1 wherein the parameter relating to a nature of a reward qualifying act is selected from an act during a limited time period, an act in a limited geographic area, a purchase utilizing a particular financial instrument, a purchase of particular type of good or service, a purchase of particular of good or service, a character of an instant purchase relative to a prior purchase, a purchase in conjunction with a coupon, a purchase in conjunction with a sales event, accumulation of a certain amount of purchases or points during a time period, a response to questionnaire/survey, and an act by party other than specific customer (employer, family, friends).

Relevance

Paragraph bridging page 9 and 10,Paragraph bridging page 12 and 13 discloses nature of reward qualifying act.

Claim Chart

Some

The system of Claim 1 wherein the parameter relating to a nature of a reward is selected from a timing of fulfillment of the reward, a specific act required for redemption, a particular good/service or type of good/service comprising the reward, entry into a sweepstakes, redemption of the reward from a catalog or menu, redemption of the reward within a particular time period or geographic area, a source of the reward, or whether the reward is a discount on product purchased or for future product.

Relevance

Paragraph bridging page 9 and 10,Paragraph bridging page 12 and 13 nature of rewards.

Claim Chart

Some

A method comprising:an interface module of a loyalty platform receiving a parameter of a loyalty program input by a consumer; and

the interface module communicating the parameter to an engine of the loyalty platform.

Relevance

Claim Chart

All

The method of Claim 11 wherein the interface module receives the parameter from the consumer over a computer network.

Relevance

Claim Chart

All

The method of Claim 12 wherein the interface module receives the parameter over the internet.

Relevance

Paragraph bridging page 17 and 18, Page 18 Lines 5-15 and Page 26, Lines 11-19 disclose interface located with the loyalty engine.

Claim Chart

All

The method of Claim 11 further comprising the engine determining whether the parameter violates a constraint.

Relevance

Page 19, Lines 27-35 disclose the features of determining whether the parameter violates a constraint (business rules).

Claim Chart

Some

The method of Claim 11 wherein the parameter relating to structure of the loyalty program is selected from a points-based structure of the loyalty program, a discount-based structure of the loyalty program, a time-limited structure of the loyalty program, entry into a sweepstakes program, qualification for the receipt of free merchandise or gifts, or a geographic limited structure of the loyalty program.

Relevance

Paragraph bridging page 9 and 10 describes parameters relating to structure of the loyalty programs.

Claim Chart

Some

The method of Claim 11 wherein the parameter relating to a nature of a reward qualifying act is selected from an act during a limited time period, an act in a limited geographic area, a purchase utilizing a particular financial instrument, a purchase of particular type of good or service, accumulation of points or a purchase amount over a time period, a purchase of particular of good or service, a character of an instant purchase relative to a prior purchase, a purchase in conjunction with a coupon, a purchase in conjunction with a sales event, a response to questionnaire/survey, and an act by party other than specific customer (employer, family, friends).

Relevance

Paragraph bridging page 9 and 10,Paragraph bridging page 12 and 13 discloses nature of reward qualifying act.

Claim Chart

Some

The method of Claim 11 wherein the parameter relating to a nature of a reward is selected from a timing of fulfillment of the reward, a specific act required for redemption, entry into a sweepstakes, a particular good/service or type of good/service comprising the reward, redemption of the reward from a catalog or menu, redemption of the reward within a particular time period or geographic area, a source of the reward, or whether the reward is a discount on product purchased or for future product.

Relevance

Paragraph bridging page 9 and 10,Paragraph bridging page 12 and 13 nature of rewards.

Claim Chart

Some

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