Pre-Grant Publication Number: 20110022484
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Prior Art Detail
Summary / Description
| Summary / Description | Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server. |
Basic Information
| Type of Prior Art | Issued Patents - US |
| Country | United States of America |
| Patent/Application # | 20080059375 |
| Kind Code | United States (US) - Patent Appl. Publ. within the ... - A1 |
| Patentee Name | ABIFAKER BASIL MUNIR |
| Relevant Pages, Columns, or Lines | paragraph 5 |
| URL | |
| Filing Date | September 6, 2007 |
| Additional Information | |
Notes / To Do
| Notes | |
Excerpt
Excerpt In a general aspect, first data characterizes a payment card and a settlement amount for a transaction generated by user input is received at a mobile phone associated with a mobile phone number. Wireless transmission of second data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction is initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Third data characterizing authorization of settlement of the transaction with the payment card is wirelessly received by the mobile phone from the application server. |
Relevance
Claims
1
Relevance
The publucation discloses a payment card terminal system for mobile phones. The system disclosed includes all elements of the patent application in question except for the use of premium messages. It does, however, allow for the transmission of a "data", i.e. a first data, a second data, etc.. This could viewed as a premium message.
The publucation discloses a payment card terminal system for mobile phones. The system disclosed includes all elements of the patent application in question except for the use of premium messages. It does, however, allow for the transmission of a "data", i.e. a first data, a second data, etc.. This could viewed as a premium message.
Claim Chart
Some
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