http://peertopatent.org/patent/375/prior_art/list Systems and methods are provided to facilitate retail transactions via mobile communications. In one aspect, a retail terminal includes: a user interface to receive a phone number of a customer; a memory; a data communication interface; and a processor coupled with the memory and the data communication interface to transmit the phone number to a server computer to cause the server computer to communicate with a mobile phone at the phone number to confirm a transaction at the retail terminal and to transmit one or more premium messages to the mobile phone to collect funds for the transaction, and to receive from the server computer a message indicating that the funds are available for the transaction. The retail terminal is to perform the transaction in response to the message from the server computer. en-us Systems and methods to facilitate retail transactions Patent/Application #: 20080059375<br/>Description: Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server. Mon, 09 May 2011 12:05:46 -0700 http://peertopatent.org/prior_art/1127/detail Systems and methods to facilitate retail transactions Patent/Application #: 20100169182<br/>Description: A method of payment using a mobile device involving a transaction terminal, a transaction association source and a mobile terminal. Mon, 09 May 2011 11:35:27 -0700 http://peertopatent.org/prior_art/1126/detail Systems and methods to facilitate retail transactions Patent/Application #: 7471651<br/>Description: Even though this patent application is indeed a bit more complicated, this similar basic form of mobile transaction existed back in 2003. The communication involved delivering the customer's identity over to the retail terminal and retail terminal asking customer for confirmation. Sun, 17 Apr 2011 01:34:09 -0700 http://peertopatent.org/prior_art/1037/detail