1

In a transaction processing system that includes a transaction handler processing a plurality of transactions each between a merchant and a consumer upon an account issued to the consumer by an issuer, and each being submitted by the merchant to an acquirer for processing by the transaction handler who requests the issuer to obtain payment for the transaction from the account and the issuer forwarding the payment for delivery to the acquirer to pay the merchant for the transaction, a computer implemented method comprising a plurality of steps each being performed using a computing apparatus executing software, the steps including:receiving a first transmission having data corresponding to a point of interaction terminal communicatively connected to the transaction processing system and including:a globally unique identifier of a first said consumer corresponding to a first said account issued by a first said issuer; and

information sufficient to determine a hard copy capability of the point of interaction terminal;

retrieving, using the first globally unique identifier, an offer for the first said consumer that is:compatible with the hard copy capability of the point of interaction terminal;

and

usable towards a future said transaction with a first said merchant;

forming a second transmission including the offer for delivery to, and rendering as a hardcopy upon, the point of interaction terminal along with a receipt associated with the first transmission;

retrieving, using the globally unique identifier:a soft copy capability of a mobile electronic device of the first said consumer;

and

an announcement corresponding to the offer for the first said consumer that is compatible with the soft copy capability of the mobile electronic device of the first said consumer;

and

forming a third transmission including the announcement for delivery to, and rendering as a softcopy upon, the mobile electronic device of the first said consumer within a predetermined period of time after the forming of the second transmission.

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2

The computer implemented method of Claim 1, wherein the steps further comprise the forming of the second transmission after:receiving a physical location of the point of interaction terminal;

determining a map from the physical location of the point of interaction terminal to a physical location of the first said merchant to conduct the future said transaction, wherein:the map is compatible with the hard copy capability of the point of interaction terminal; and

the offer includes the map.

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3

The computer implemented method of Claim 1, wherein the steps further comprise the forming of the third transmission after:sending one or more test signals for delivery to the mobile electronic device of the first said consumer; and

receiving an acknowledgement of the receipt of one said test signal by the mobile electronic device.

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4

The computer implemented method of Claim 3, wherein the forming of the third transmission further comprises, after the receiving of the acknowledgement of the receipt of the one said test signal by the mobile electronic device:receiving a physical location of the mobile electronic device of the first said consumer; and

determining a map from the physical location of the mobile electronic device of the first said consumer to a physical location of the first said merchant to conduct the future said transaction, wherein:the map is compatible with the soft copy capability of the mobile electronic device of the first said consumer; and

the announcement includes the map.

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5

The computer implemented method of Claim 4, wherein the map comprises instructions for a form of travel selected from the group consisting of:walking;

public mass transit;

private motorized vehicle;

private non-motorized vehicle; and

a combination thereof.

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6

The computer implemented method of Claim 1, wherein the steps further comprise:receiving a fourth transmission including a confirmation that the future said transaction had been conducted;

retrieving, data about a reward corresponding to the confirmation; and

forming a fifth transmission including the data about the reward for delivery to, and rendering as a soft copy upon, the mobile electronic device of the first said consumer.

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7

The computer implemented method of Claim 1, wherein the predetermined period of time is selected from the group consisting of:prior to an expiration date of the offer;

less than one month after the forming of the second transmission;

prior to a date set by the first said consumer;

while the mobile electronic device is detected to be within a physical location;

and

a combination thereof.

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8

The computer implemented method of Claim 1, wherein the steps further comprise:receiving a fourth transmission including a confirmation that the future said transaction had been conducted at one said point of interaction terminal of the first said merchant having a corresponding said hard copy capability;

retrieving, using the offer, data about a reward corresponding to the confirmation; and

forming a fifth transmission including the data about the reward for delivery to, and rendering as a hard copy upon, the one said point of interaction terminal of the first said merchant along with a receipt for the future said transaction.

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9

The computer implemented method of Claim 8, wherein the steps further comprises forming a sixth transmission:for delivery to at least one of the first said consumer and the first said issuer;

and

including information selected from the group consisting of:data about the offer rendered as the hardcopy upon the point of interaction terminal;

data about the announcement rendered as the softcopy upon the mobile electronic device;

the reward corresponding to the confirmation; and

a total value for a plurality of said rewards corresponding to a plurality of said confirmations.

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10

The computer implemented method of Claim 1, wherein the steps further comprise receiving a plurality of said first transmissions each including a corresponding said transaction upon the first said account, and wherein the retrieving the offer further includes comparing an offer criterion of the offer with data included in at least one of the first transmissions to find a match.

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